6 min read
Ted Spradlin: Oct 2, 2022 3:10:52 PM
When using hard money loans, is it best to work with a direct lender or a mortgage broker? This is a question that real estate investors, who have been using hard money loans off and on over the years, probably think about from time to time. It’s...
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5 min read
Ted Spradlin: Oct 1, 2022 5:03:47 PM
If you’re new to hard money lending, you’re probably not aware of the many different types of hard money loans real estate investors regularly use to...
5 min read
Ted Spradlin: Sep 30, 2022 8:45:34 AM
Many people, including real estate agents, conventional mortgage brokers, and escrow and title officers think of a hard money lender as someone who...
1 min read
Ted Spradlin: Sep 29, 2022 6:00:29 AM
A hard money loan is a short-term asset-based, or equity-based, loan secured by real estate and funded by one or multiple private investors, rather...
10 min read
Ted Spradlin: Sep 18, 2022 12:42:28 PM
A little while back, I had a conversation with a friend rolling $250,000 from their 401K into an IRA after leaving the company they’d worked at for...
5 min read
Ted Spradlin: Aug 30, 2022 9:04:55 AM
If you’re a house flipper already approved for a hard money first mortgage, but need a second mortgage to cover down payment and closing costs,...
6 min read
Ted Spradlin: Aug 22, 2022 9:44:50 AM
This question has come in through the website dozens of times over the years from prospective house-flippers who are short on funds to close their...
2 min read
Ted Spradlin: Aug 20, 2022 6:56:54 PM
If you’re an investor and want to get a good idea of the types of loans that FCTD originates with private beneficiaries like yourself, this Best of...
7 min read
Ted Spradlin: Aug 19, 2022 11:31:34 AM
There are many pros and cons of trust deed investing. It could be the right move for you, especially if you want to seek out alternative investment...
3 min read
Ted Spradlin: Aug 18, 2022 1:58:33 PM
First Capital Trust Deeds (FCTD) originates loans with trust deed investors in a few different ways. Most private money loans are funded by a single...
