Rental & Investment

Property Loans

 

Hard Money & Institutional Financing to Improve Your Return on Investment

Rental Property Loans

Rates starting in the high 4.00% range are an excellent way to increase cash flow on rental properties. Great for purchasing and refinancing 1–4 unit residential properties.

Hard Money Loans
  • 12-month bridge to 5-year fixed
  • Pricing starting at 8.90% to 12.00%
  • Up to 80% loan-to-value (LTV)
  • Equity-based pricing
  • Stated income with verified liquidity
Non-Qualified Mortgages (NonQM)
  • 5, 7, 30, & 40-year fixed term
  • Pricing from 6.99% to 9.99%
  • Residential 1–4 Units
  • Up to 80% loan-to-value (LTV)
  • DSCR & Negative Cash Flow qualifying
  • FICO, rental income, and liquid assets used to qualify
Bank & Institutional
  • 5, 7, 10, and 30-year terms
  • 6.50% to 8.50%
  • Up To 65-70% loan-to-value (LTV)
  • Residential, mixed-use, multi-family, office, retail, warehouse

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

Fill out the form below to get started.