Rental & Investment
Property Loans
Hard Money & Institutional Financing to Improve Your Return on Investment
Rental Property Loans
Rates starting in the high 4.00% range are an excellent way to increase cash flow on rental properties. Great for purchasing and refinancing 1–4 unit residential properties.
Hard Money Loans
- 12-month bridge to 5-year fixed
- Pricing starting at 8.90% to 12.00%
- Up to 80% loan-to-value (LTV)
- Equity-based pricing
- Stated income with verified liquidity
Non-Qualified Mortgages (NonQM)
- 5, 7, 30, & 40-year fixed term
- Pricing from 6.99% to 9.99%
- Residential 1–4 Units
- Up to 80% loan-to-value (LTV)
- DSCR & Negative Cash Flow qualifying
- FICO, rental income, and liquid assets used to qualify
Bank & Institutional
- 5, 7, 10, and 30-year terms
- 6.50% to 8.50%
- Up To 65-70% loan-to-value (LTV)
- Residential, mixed-use, multi-family, office, retail, warehouse
Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply.