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Bank Financing

Long-Term Loans for Stabilized Properties


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Bank Financing Loans

Competitive financing options to increase return on investment.

 

Conventional Loans

  • Owner Occupied, Second Home, & Investment Properties
  • 5, 7, 10, 20, & 30-year terms
  • Loan amounts to $726,200 & high-cost areas $1,089,300
  • FNMA, FDMC, VA, & FHA programs
  • W2, 1099, & Self-Employed qualifying

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NonQualified Mortgages (NonQM)

  • Ideal for Self-Employed Real Estate Investors
  • Owner Occupied, Second Home, & Investment Properties
  • Qualifying with Bank Statements, Asset Depletion, & Profit/Loss
  • Loan amounts from $200,000 to $10,000,000
  • Interest-Only programs

NonQualified Mortgages (NonQM) image
 

Bank Portfolio Loans

  • Flexible Underwriting
  • Great for Real Estate Investors
  • Blanket / Cross-Collateral Loans
  • Loan Amounts from $500,000 to $30 million
  • Higher Leverage Using Pledged Asset Securities

Bank Portfolio Loans
 

Jumbo / Super Jumbo Loans

  • Primary, Second Home, and Investment Properties
  • Unique & Trophy Properties
  • Bank Statement Qualifying
  • Interest-Only Loan Programs
  • Non-Resident / Foreign National Programs 

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Bank Financing Success Stories

Providing investors with the financing they need.

High-End Rental – Los Angeles, CA

High End Rental - Los Angeles, CA

  • $11,000,000
  • 5-year interest-only ARM
Vacation Rental Truckee California

Vacation Rental - Truckee, CA

  • $400,000
  • 30-Year Fixed
Bank Financing Southern California

Long-Term Rental - Orange County, CA

  • $6,750,000
  • 5-Year ARM

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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