Bank Financing Loans
Competitive financing options to increase return on investment.
Conventional Loans
- Owner Occupied, Second Home, & Investment Properties
- 5, 7, 10, 20, & 30-year terms
- Loan amounts to $726,200 & high-cost areas $1,089,300
- FNMA, FDMC, VA, & FHA programs
- W2, 1099, & Self-Employed qualifying
![Conventional Loans - image](https://www.fctd.com/hubfs/Conventional%20Loans%20-%20image.jpg)
NonQualified Mortgages (NonQM)
- Ideal for Self-Employed Real Estate Investors
- Owner Occupied, Second Home, & Investment Properties
- Qualifying with Bank Statements, Asset Depletion, & Profit/Loss
- Loan amounts from $200,000 to $10,000,000
- Interest-Only programs
![NonQualified Mortgages (NonQM) image](https://www.fctd.com/hubfs/NonQualified%20Mortgages%20(NonQM)%20image.jpg)
Bank Portfolio Loans
- Flexible Underwriting
- Great for Real Estate Investors
- Blanket / Cross-Collateral Loans
- Loan Amounts from $500,000 to $30 million
- Higher Leverage Using Pledged Asset Securities
![Bank Portfolio Loans](https://www.fctd.com/hubfs/Bank%20Portfolio%20Loans%20.jpg)
Jumbo / Super Jumbo Loans
- Primary, Second Home, and Investment Properties
- Unique & Trophy Properties
- Bank Statement Qualifying
- Interest-Only Loan Programs
- Non-Resident / Foreign National Programs
![bank-financing-house](https://www.fctd.com/hubfs/bank-financing-house.jpg)
Bank Financing Success Stories
Providing investors with the financing they need.
![High-End Rental – Los Angeles, CA](https://www.fctd.com/hs-fs/hubfs/Bank%20Financing%20Rental.jpg?width=1064&height=649&name=Bank%20Financing%20Rental.jpg)
High End Rental - Los Angeles, CA
- $11,000,000
- 5-year interest-only ARM
![Vacation Rental Truckee California](https://www.fctd.com/hs-fs/hubfs/Vacation%20Rental%20Truckee%20California.jpg?width=1064&height=649&name=Vacation%20Rental%20Truckee%20California.jpg)
Vacation Rental - Truckee, CA
- $400,000
- 30-Year Fixed
![Bank Financing Southern California](https://www.fctd.com/hs-fs/hubfs/Bank%20Financing%20Southern%20California.jpg?width=1064&height=649&name=Bank%20Financing%20Southern%20California.jpg)
Long-Term Rental - Orange County, CA
- $6,750,000
- 5-Year ARM
Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply.