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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.

Second Mortgages

Hard Money Second Mortgages and Preferred Equity Investments for Commercial Real Estate

4 min read

Hard Money Second Mortgages and Preferred Equity for Commercial Real Estate

During the second half of 2023, a number of commercial real estate investors have inquired with FCTD about getting hard money second mortgages, to be...

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five best examples of owner-occupied hard money second mortgages

3 min read

5 Best Examples of Owner-Occupied Hard Money Second Mortgages

If you’re a real estate investor or business owner seeking fast financing using your primary residence as collateral, this article covering the five...

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Does FCTD Offer Hard Money Second Mortgages for Divorce Settlements?

1 min read

Does FCTD Offer Hard Money Second Mortgages for Divorce Settlements?

No, FCTD does not offer hard money second mortgages to satisfy divorce settlements. These are considered consumer purpose loans, for personal and...

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Assuming a VA Loan & Need a Hard Money Second Mortgage For Down Payment and Closing Costs

3 min read

Assuming a VA Loan & Need a Hard Money Second Mortgage For Down Payment and Closing Costs

I had a loan scenario come in through the website in 2022 where a non-military veteran was assuming a Veterans Administration (VA) loan, and needed a...

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Does FCTD Offer $20,000 Hard Money Second Mortgages?

1 min read

Does FCTD Offer $20,000 Hard Money Second Mortgages?

FCTD has a minimum loan amount of $150,000 and will not consider a $20,000 hard money second mortgage. Smaller loans are often more time-consuming,...

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Does FCTD Provide Hard Money Second Mortgages For Home Improvements?

1 min read

Does FCTD Provide Hard Money Second Mortgages For Home Improvements?

First Capital Trust Deeds (FCTD) doesn't provide hard money second mortgages for home improvements, if the property being used as collateral is a...

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Hard money second mortgages for personal debt consolidation

2 min read

Do You Offer Hard Money Second Mortgages For Personal Debt Consolidation?

First Capital Trust Deeds (FCTD) does not offer hard money second mortgages for personal debt consolidation, even to bring up credit scores in order...

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hard money second mortgage for Chapter 13 bankruptcy buyout

4 min read

Do You Provide Hard Money Second Mortgages for Chapter 13 Bankruptcy Buyouts?

The short answer is, “No, we do not offer hard money second mortgages for Chapter 13 bankruptcy buyouts.” The long answer is more detailed, which...

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Hard money second mortgage cure foreclosure on owner occupied first mortgage

4 min read

Do You Fund Hard Money Second Mortgages to Cure a Foreclosure on Owner-Occupied First Mortgages?

If you're seeking a hard money second mortgage to cure the foreclosure action on the owner-occupied first mortgage secured by your primary residence,...

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Five Common Problems with Hard Money Second Mortgages

2 min read

Five Common Problems with Hard Money Second Mortgages

When you're in the world of real estate financing, navigating all the options can be a maze. Among the many choices, hard money second mortgages have...

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