Private Money Financing for
Second Mortgages
Mortgage Loans
Our hard money second mortgages can be a great alternative to bank financing for active real estate investors who need funds quickly.
Minimum Loan Amount is $200,000. Leverage up to 65% CLTV. Primary markets are CA, OR, & WA.
12-36 Month Hard Money Second Mortgage
- Loan Amounts - $200k to $5million
- Owner occupied & non-owner occupied
(CA, OR, & WA are primary markets) - 12-36 month terms
- Interest-only payments
- For business or investment ONLY
No consumer purpose loans (debt consolidation, home improvement, down payment, closing costs, moving expenses, etc.)
Read our blog post: Business Purpose Versus Consumer Purpose - Close in 7-14 business days
Revolving Line Of Credit - CA only
- Loan Amounts - $200k to $5 million
- 65% LTV Combined Loan-To-Value (CLTV)
- Owner occupied & non-owner occupied properties
- Residential and commercial properties
- 12, 24, and 36-month terms
- Pay interest on funds used
- Closing in 14-21 days
- For Business & Investment purposes - ONLY.
No consumer purpose (debt consolidation, home improvement, down payment, closing costs, moving expenses, etc.)
Read our blog post: Business Purpose Versus Consumer Purpose
Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply.