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Mortgage Loans

Hard Money Financing for
Second & Third Mortgage

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Hard Money Second Mortgages

Our hard money second mortgages can be a great alternative to bank financing for active real estate investors who need funds quickly.


Fixed Term Second Mortgage:
Business Purpose

  • Owner occupied & non-owner occupied
  • 1, 2, 3, or 5-year terms
  • Interest-only
  • For business or investment purposes only
  • Close in 3–10 business days
  • Residential and commercial properties
Door of a new contemporary office building

Revolving Line Of Credit - California only

  • Owner occupied business purpose
  • Non-owner occupied business purpose
  • Residential and commercial properties
  • 12, 24, and 36-month terms
  • Pay interest only on funds used
  • Closing in 10–14 days versus bank credit lines (30–60 days)


Second Mortgage Success Stories

Providing investors with the financing they need.

Owner Occupied Second Business Purpose

Owner Occupied Business Purpose – Malibu, CA

  • $450,000
  • 24-Month Term
Bay Area Second Mortgage

Buy Out Family Member – San Francisco, CA

  • $350,000
  • 36-Month Term
$500,000 Second Mortgage HELOC San Francisco

Hard Money HELOC – Long-Term Rental – San Francisco, CA

  • $500,000
  • 24-Month Term

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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