Fix & Flip Loans

High Leverage, Low-Cost
Private Money Financing

Private Money Fix & Flip Loans

Our Fix & Flip Closed-End Loans and Lines of Credit offer experienced investors high-leverage financing for the acquisition and renovation of residential projects.

Fix & Flip
  • Up to 80% LTV of acquisition cost 
  • 9.25% to 12.00% interest-only
  • Lower rates at lower LTV
  • 6–12 month terms
  • Quick closing (5–14 days)
Fix & Flip + Rehab Funding
  • Up to 80% purchase + 100% rehab
  • 80% | 100% — most common structure
  • Up to 70% of After Repair Value (ARV)
  • 9.25% to 12.00% interest-only
  • Flexible rehab draw schedule
Revolving Line Of Credit
  • Open-ended line of credit
  • $500,000 to $10 million lines
  • 75% of appraised value per property
  • Rates from 9.25% and up
  • Get access to funds within a few days

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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