Fix & Flip Loans
High Leverage, Low-Cost
Private Money Financing
Private Money Fix & Flip Loans
Our Fix & Flip Closed-End Loans and Lines of Credit offer experienced investors high-leverage financing for the acquisition and renovation of residential projects.
Fix & Flip
- Up to 90% LTV of acquisition cost
- 7.25% to 11.00% interest-only
- Lower rates at lower LTV
- 6–12 month terms
- Quick closing (3–14 days)
Fix & Flip + Rehab Funding
- Up to 85% purchase + 100% rehab
- 85% | 85% — most common structure
- Up to 70% of After Repair Value (ARV)
- 7.50% to 11.50% interest-only
- Flexible rehab draw schedule
Revolving Line Of Credit
- Open-ended line of credit
- $500,000 to $10 million lines
- 80% of appraised value per property
- Rates from 7.25% and up
- Get access to funds within a few days
Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply.