![Marina Pacifica 1](https://www.fctd.com/hs-fs/hubfs/Marina%20Pacifica%201.png?width=1024&height=768&name=Marina%20Pacifica%201.png)
Owner Occupied Private Loans
12-month private money bridge loans can be used by well-qualified borrowers to acquire a new home when they are under a tight closing deadline or had a last minute underwriting condition appear that required switching to hard money to close. If you need to close quickly, First Capital Trust Deeds may be able to help.
Owner-Occupied Bridge Loan Details
- 11 & 12 month terms
- $500,000 minimum loan amount
- Rates starting at 10.50%
- Up to 70% LTV of purchase price
- Income qualified by W-2, 1099, P&L, business or personal bank statements
- Cross-collateral financing available
(new purchase & home you're selling) - Available in CA, OR, AZ, UT, & FL
- Must be able to refinance into conventional or jumbo loan within 12 months
Owner Occupied Success Stories
Providing investors with the financing they need.
![Owner Occupied Bridge Loan](https://www.fctd.com/hs-fs/hubfs/Owner%20Occupied%20Bridge%20Loan.jpg?width=959&height=585&name=Owner%20Occupied%20Bridge%20Loan.jpg)
Owner Occupied Bridge Loan – Oregon
- $1,350,000
- 11-Month Term
- Cross-Collateral loan
![$4,000,000 Business Purpose Second Mortgage](https://www.fctd.com/hs-fs/hubfs/$4%2c000%2c000%20Business%20Purpose%20Second%20Mortgage.jpg?width=1280&height=781&name=$4%2c000%2c000%20Business%20Purpose%20Second%20Mortgage.jpg)
Owner Occupied HELOC – Business Purpose
- $4,000,000
- 24-Month Term
- 2nd Position
![Owner Occupied Purchase](https://www.fctd.com/hs-fs/hubfs/Owner%20Occupied%20Purchase.jpg?width=912&height=556&name=Owner%20Occupied%20Purchase.jpg)
Primary Residence – Seattle, WA
- $2,400,000
- 7-Year ARM