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Owner Occupied Loans

Short-Term Bridge Loan  Financing When You Need to Close Quickly

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Marina Pacifica 1

Owner Occupied Private Loans

12-month private money bridge loans can be used by well-qualified borrowers to acquire a new home when they are under a tight closing deadline or had a last minute underwriting condition appear that required switching to hard money to close. If you need to close quickly, First Capital Trust Deeds may be able to help.

Owner-Occupied Bridge Loan Details

  • 11 & 12 month terms
  • $500,000 minimum loan amount
  • Rates starting at 10.50%
  • Up to 70% LTV of purchase price
  • Income qualified by W-2, 1099, P&L, business or personal bank statements
  • Cross-collateral financing available
    (new purchase & home you're selling)
  • Available in CA, OR, AZ, UT, & FL
  • Must be able to refinance into conventional or jumbo loan within 12 months

Owner Occupied Success Stories

Providing investors with the financing they need.

Owner Occupied Bridge Loan

Owner Occupied Bridge Loan – Oregon

  • $1,350,000
  • 11-Month Term
  • Cross-Collateral loan
$4,000,000 Business Purpose Second Mortgage

Owner Occupied HELOC – Business Purpose

  • $4,000,000
  • 24-Month Term
  • 2nd Position
Owner Occupied Purchase

Primary Residence – Seattle, WA

  • $2,400,000
  • 7-Year ARM

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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