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Commercial Loans

Hard Money and Institutional
Portfolio Real Estate Loans

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Hard Money and Private Money Commercial Loans-2-1

Hard Money Commercial Loans

FCTD provides borrowers with both short-term hard money bridge loans and long-term permanent financing using institutional and private capital sources.


Private Money Loans

  • 1, 2, 3, and 15-year programs
  • Rates start at 7.90%
  • Up to 70% loan-to-value (LTV)
  • Investor to owner-user
  • Asset-based or Debt Service Coverage Ratio (DSCR) programs
Office Building Hard Money Bridge Loans

Institutional Loans

  • 12-month bridge to 25-year amortization
  • Rates from 6.00% and up
  • Up to 70% loan-to-value (LTV)
  • Investor to owner-user

Commercial Success Stories

Providing investors with the financing they need.

Apartment Building Hard Money Bridge Loan

Apartment Financing – Chicago, IL

  • $4,800,000
  • 12-Month
  • Funds used to renovate prior to sale
Office Building California

Office Building – Southern California

  • $2,750,000
  • 12-Month Term
  • Bridge to Permanent Financing
1st and 2nd Commercial Hard Money Loans In San Francisco

Mixed Use – San Francisco, CA

  • $3,600,000 1st & 2nd combo
  • 12-Month Term
  • Bridge to Bank Financing

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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