Commercial Loans


Hard Money and Institutional Portfolio Real Estate Loans

Hard Money Commercial Loans

First Capital Trust Deeds provides borrowers with both short-term bridge loans and long-term permanent financing using institutional and private capital sources.

Private Money Loans
  • 1, 2, 5, and 15-year programs
  • Rates start at 8.99%
  • Up to 75% loan-to-value (LTV)
  • Investor to owner-user
  • Asset-based or Debt Service Coverage Programs (DSCR)
Institutional Loans
  • 12-month bridge to 20-year amortization
  • Rates from 7.50% and up
  • Up to 75% loan-to-value (LTV)
  • Vacant to fully stabilized programs
  • Investor to owner-user

Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds’ and/or assigns then-current underwriting criteria. Other restrictions apply. 

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