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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.

100% Financing

Fix & Flip with Seller Financing Construction Rehab Loans

4 min read

Fix & Flip with Seller Financing

Picture of Ted Spradlin Ted Spradlin: Jan 31, 2024 11:25:51 AM

If you have a seller willing to carry a note, funding your fix and flip with seller financing instead of a hard money loan is a better and cheaper...

Fix & Flip Loans 100% Financing
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Assuming a VA Loan & Need a Hard Money Second Mortgage For Down Payment and Closing Costs

3 min read

Assuming a VA Loan & Need a Hard Money Second Mortgage For Down Payment and Closing Costs

Picture of Ted Spradlin Ted Spradlin: Sep 2, 2023 3:16:15 PM

I had a loan scenario come in through the website in 2022 where a non-military veteran was assuming a Veterans Administration (VA) loan, and needed a...

Second Mortgages 100% Financing Consumer Purpose Loans
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Loan Scenario – 85/15 Seller Financing Plus Hard Money Second Mortgage

3 min read

Loan Scenario – 85/15 Seller Financing Plus Hard Money Second Mortgage

Picture of Ted Spradlin Ted Spradlin: Jan 2, 2023 10:38:17 AM

A homebuyer secured a seller-financed first mortgage at 85% Loan-To-Value (LTV) and asked if FCTD could provide a hard money second mortgage for the...

Owner Occupied Loans Second Mortgages Loan Scenario 100% Financing
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100% Hard Money Financing Farmland

5 min read

Loan Scenario: Can I Get 100% Hard Money Financing on Farmland?

Picture of Ted Spradlin Ted Spradlin: Dec 26, 2022 10:42:51 AM

FCTD received the following loan scenario from a potential borrower trying to buy 50 acres of farmland:

Loan Scenario Agricultural Farmland 100% Financing
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