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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.

Hard Money Loans

1 min read

What Is the Ability to Repay Rule?

In the early and mid-2000s, mortgage lenders were handing out loans without the notion that they would ever be successfully paid in full. This, along...

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What is Stage Funding?

1 min read

What is Stage Funding?

With a stage funding construction loan, the borrower only pays interest on the amount of money already disbursed. This means the borrower doesn't pay...

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1 min read

What is Dutch Interest for a Hard Money Construction Loan?

Dutch interest is a method that charges interest on the entire construction loan amount, even if only a portion has been disbursed to the borrower....

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Foreign National Hard Money Bridge Loans

3 min read

Foreign National Hard Money Bridge Loans

Foreign national hard money bridge loans are short-term mortgages available to non-U.S. citizens to purchase or refinance real estate in the United...

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Exit Strategies for Foreign National Hard Money Loan

2 min read

Exit Strategies for Foreign National Hard Money Loans

You're a foreign national searching for a hard money loan to purchase U.S. property. Before you get any further, you need to work through multiple...

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Pros and Cons of Foreign National Hard Money Loans

1 min read

Pros and Cons of Foreign National Hard Money Loans

There are several pros and cons to consider before seeking a foreign national hard money loan to acquire or refinance a property in the United...

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Do Hard Money Lenders Check Credit?

2 min read

Do Hard Money Lenders Check Credit?

Yes, hard money lenders check credit when they underwrite a new loan application. Even though credit scores aren’t the primary deciding factor to...

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Hard Money Loan Stop Foreclosure

3 min read

Hard Money Loan to Stop Foreclosure on Your Primary Residence

If you’re facing foreclosure, you’re probably searching for ways to save your property from potential sale at auction. Logically, this makes complete...

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Are Hard Money Loans Considered Cash

3 min read

Are Hard Money Loans Considered Cash?

Hard money loans are considered "cash" in instances where the property seller mandates the buyer pay with cash rather than with bank financing....

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Are Hard Money Loans Interest-Only

1 min read

Are Hard Money Loans Interest-Only?

Yes, nearly all hard money loans are interest-only, with only a few having a fully amortizing payment structure.

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