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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.
Prepayment Penalties for Foreign National Mortgage Loans

3 min read

What are the Prepayment Penalties for Foreign National Mortgage Loans?

Prepayment penalties for foreign national mortgage loans are early payoff fees that lenders charge borrowers who pay off the loan early, usually within the first 1-5 years. The penalty can be significant, so it’s smart to know the terms and costs of...

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What is a Foreign National Mortgage Loan?

1 min read

What is a foreign national mortgage loan?

A foreign national mortgage loan is a specialized loan product offered by some U.S. lenders to foreign non-residents who wish to purchase U.S. real...

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1 min read

What are the Down Payments for Foreign National Mortgage Loans?

This article discusses the down payments required across the spectrum of loans used by non-U.S. citizens to finance residential real estate in the...

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What are the Interest Rates on a Foreign National Mortgage?

1 min read

What are the Interest Rates on a Foreign National Mortgage?

Interest rates on a foreign national mortgage depend on a number of factors, including the lender, the type of loan, the borrower’s credit score (or...

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What are the Pros and Cons of Foreign National Loans?

2 min read

What are the Pros and Cons of Foreign National Loans?

In this article, I'll delve into the pros and cons of foreign national loans. These loans offer great benefits for non-U.S. citizens investing in...

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1 min read

What are the Differences Between Foreign National Loans and Traditional Mortgages?

Navigating mortgage loans is often complex, especially for non-U.S. citizens hoping to invest in U.S. property. This article outlines the ways a...

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What are the Required Documents for a Foreign National Mortgage?

2 min read

What are the Required Documents for a Foreign National Mortgage?

The required documents for a foreign national mortgage depend on the type of loan and the lender you're using to finance your United States...

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Who Qualifies for a Foreign National Mortgage Loan?

1 min read

Who qualifies for a foreign national mortgage loan?

Foreign national mortgage loans are invaluable financial instruments for non-U.S. citizens interested in purchasing real estate in the United States....

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The Different Types of Foreign National Mortgages

3 min read

What are the Different Types of Foreign National Mortgages?

If you're a foreign national planning to finance a residential property in the United States, this article explains the different types of foreign...

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10 Problems in Cannabis Mortgage Financing

4 min read

10 Problems in Cannabis Mortgage Financing

From 2016-2017, I received five calls a day from people looking for hard money loans on cannabis properties. I spoke to a variety of people and heard...

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