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First Capital Trust Deeds Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.

1 min read

What is Dutch Interest for a Hard Money Construction Loan?

Dutch interest is a method that charges interest on the entire construction loan amount, even if only a portion has been disbursed to the borrower. This is in contrast to a stage funding loan, in which interest is only charged on the disbursed...

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Foreign National Hard Money Bridge Loans

3 min read

Foreign National Hard Money Bridge Loans

Foreign national hard money bridge loans are short-term mortgages available to non-U.S. citizens to purchase or refinance real estate in the United...

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Exit Strategies for Foreign National Hard Money Loan

2 min read

Exit Strategies for Foreign National Hard Money Loans

You're a foreign national searching for a hard money loan to purchase U.S. property. Before you get any further, you need to work through multiple...

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Pros and Cons of Foreign National Hard Money Loans

1 min read

Pros and Cons of Foreign National Hard Money Loans

There are several pros and cons to consider before seeking a foreign national hard money loan to acquire or refinance a property in the United...

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Foreign National DSCR Investment Property Loans

1 min read

Foreign National DSCR Investment Property Loans

Foreign national DSCR investment property loans are an excellent program for non-U.S. citizens to purchase or refinance residential, 1-4-unit rental...

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3 min read

Foreign national investment property loans

First Capital Trust Deeds (FCTD) specializes in mortgages for real estate investors and has originated many foreign national investment property...

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Mortgage Broker or Direct Lender for Foreign National Loans?

3 min read

Mortgage Broker or Direct Lender For Foreign National Loans?

If you’re researching your financing options, you might be wondering if you should work with a mortgage broker or direct lender for foreign national...

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What is an ITIN Mortgage?

1 min read

What is an ITIN Mortgage?

An ITIN mortgage is a mortgage loan available to foreign nationals who have an Individual Taxpayer Identification Number (ITIN). An ITIN is issued by...

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How Does a Foreign National With No Credit History Qualify for a Mortgage?

1 min read

How Does a Foreign National With No Credit History Qualify for a Mortgage?

Foreign nationals without credit history can qualify for a mortgage in the United States, though it's easier for those with established credit. This...

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What are the Closing Costs for Foreign National Mortgage Loans?

1 min read

What are the Closing Costs for Foreign National Mortgage Loans?

Closing costs for foreign national mortgage loans vary depending on the type of loan you qualify for and the lender providing the loan. This article...

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