FCTD Blog

Current updates on the real estate market, private money, hard money, and trust deed investing.

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    Grow Your Business With Bridge Loans

    If you’re thinking about repositioning your debt or purchasing a new property to add to your portfolio, it’s important to consider all of your finance options. Bridge loans are a great choice for people who want to access capital quickly in order to expand or alter their property business. Bridge loans are a fast and efficient way to raise funds between a short-term cash requirement and long-term loan.

    Picture of Ted Spradlin Ted Spradlin Nov 21, 2018 12:48:41 AM

    Hard Money and Private Money Owner-Occupied Loans

    At one stage or another, there will come a point in your life where you need to access cash quickly. As the name suggests, an owner-occupied loan is a loan which you will take out and secure against the property you live in. While some people use these loans for meeting personal expenses, others will use them to fund investment projects. Such projects usually take place in the real estate industry. If you’re trying to secure a private money owner-occupied loan, you may find that doing so with a view to expanding your current property portfolio works to your advantage.

    Picture of Ted Spradlin Ted Spradlin Oct 10, 2018 3:36:51 AM

    Hard Money and Private Money Construction Completion Loans

    In the construction industry, every project is time-sensitive and speed can make or break the success of the project. When you’re confident that your efforts will result in excellent profits, you don’t want to wait around for slow financing. Although traditional finance is available for construction completion loans, it isn’t always quick and easy to get an institutional loan. Even when you are eligible, you may find that the application to delivery time is too slow for your construction project. Another option is to choose a hard money or private money loan for your construction completion project.

    Picture of Ted Spradlin Ted Spradlin Sep 13, 2018 3:35:37 AM

    Four Scenarios When Private Money Loans Are the Right Choice

    While traditional forms of financing are always an option, private money loans are becoming increasingly popular. Alongside their fast turnaround times, they’re often more accessible to those with a less-than-ideal credit history.  Private money loans aren’t the right choice for every borrower, but if you find yourself in any one of these four scenarios private money loans may be worth exploring.

    Picture of Ted Spradlin Ted Spradlin Sep 2, 2018 3:28:40 AM

    Hard Money and Private Money Blanket Loans

    Although owning and investing in multiple properties is a smart move, it can also feel like an administrative headache. One of the biggest sources of frustration you may encounter is juggling your financial commitments. Obtaining several sources of financing and repaying them all individually can make accounting difficult. As you may already know, failing to streamline your accounts is a fast track to reducing your profits.

    Picture of Ted Spradlin Ted Spradlin Aug 1, 2018 12:41:34 AM

    Hard Money and Private Money Bridge Loans

    Like many people, you probably find the world of investment properties exhilarating. At the same time, you probably experience a lot of the frustrations that come with financing your prospective properties. As the real estate market continues to thrive, there’s a lot of scope for buying fixer uppers and flipping them for a profit. If you want to seize on your latest opportunity quickly, but you feel as though securing finance could cause a delay, you may want to consider a hard money or private money bridge loan.

    Picture of Ted Spradlin Ted Spradlin Jul 25, 2018 1:05:58 AM

    Hard Money and Private Money Ground-Up Construction Loans

    If you’re working in the construction industry, you’re probably already aware that private money lenders have a longstanding history with developers. While banks may sometimes see your efforts as carrying too much risk, new construction loans come with the potential for private lenders. Since the recession, those offering private money construction loans have begun to exercise a little more caution, but they still remain as a viable option.

    Picture of Ted Spradlin Ted Spradlin Jul 11, 2018 2:02:32 AM

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