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Best Hard Money Fix and Flip Loans

Best Hard Money Fix and Flip Loans

Since 2013, First Capital Trust Deeds (FCTD) has originated 700+ hard money fix and flip loans, particularly for properties in California. This blog post will highlight some of the best examples from California and throughout the country, to give you an idea of the loan amounts that have helped real estate investors bring their projects to fruition. 

San Diego La Jolla Fix and Flip Financing 

FCTD provided a long-time investor with a $3.85 million fix and flip loan on this ocean view home in La Jolla.   

North County Encinitas Fix and Flip Loan

FCTD worked with the investors to acquire this Encinitas home, transforming it from an outdated ranch to a modern 2-story. 

Orange County Fix and Flip Financing

An experienced investor transformed a Costa Mesa ranch home by adding an accessory dwelling unit (ADU) to the back of the property. 

Newport Beach Fix and Flip Financing

FCTD provided a developer with the financing to acquire and renovate a 1950s beach cottage into a brand new 2-story home, just steps from the water.  

Palm Springs Fix and Flip Financing 

FCTD’s investor client brought life back into a mid-century modern home in Palm Springs. 

San Bernardino Fix and Flip Financing

Los Angeles Fix and Flip Lending

Beverly Hills Fix and Flip Loan

Santa Barbara Fix and Flip Lending

Fix and flip lender Kiavi turned down this project due to the high loan amount. FCTD secured acquisition + rehab financing for the borrowers.  

90/100 San Jose Fix and Flip + Rehab Financing

FCTD provided the investor with a 10% down payment fix and flip loan to acquire a cosmetic fixer-upper in San Jose, coming in at 90% LTV on the purchase + 100% rehab financing.  

Redwood City Fix and Flip + Rehab Financing

This is another example of a high-leverage fix and flip loan with 85% LTV purchase + 100% LTC rehab financing. 

San Francisco Fix and Flip + Rehab 

This investor used 80% LTV for the purchase + 100% LTC rehab financing.  

Moraga Fix and Flip + Rehab Financing

The investor acquired this Moraga property with a $1 million purchase loan and $500,000 for the renovation. 

Southern Oregon Fix and Flip Plus Rehab Loans

The investor used a fix and flip plus rehab loan on this property in Southern Oregon.  

Portland Fix and Flip + Rehab Loan

A Portland real estate investor transformed a 100-year old home in Northeast PDX. 

Seattle-Area Fix and Flip Financing 

This REO purchase and cosmetic flip was funded by an 88% LTV fix and flip loan.  

Boise-Area Fix and Flip Financing

An experienced real estate investor quickly turned this Nampa, Idaho home around for a quick flip. 

Denver Fix and Flip Financing


Long-time investors acquired and successfully flipped an SFR in Greeley, Colorado.  

Phoenix Fix and Flip + Rehab Financing 

Experienced real estate investor utilized hard money fix and flip + rehab financing to renovate an SFR with a great view of the valley. 

Honolulu Fix and Flip Financing 

FCTD secured a private money purchase + rehab loan for a Hawaiian investor.  

Chicago Hard Money Fix and Flip Financing

FCTD provided a real estate investor and developer in Chicago with the hard money fix and flip financing to renovate two homes.  

Miami South Florida Fix and Flip Financing

Properties in Coral Gables and Boca Raton, Florida were flipped with high-leverage fix and flip plus rehab financing. 

Austin, Texas Fix and Flip Financing

Philadelphia Private Money Fix and Flip Financing

Cleveland, Ohio Fix and Flip + Rehab Financing

These hard money fix and flip loan success stories are just a sampling of the projects FCTD's real estate investor and rehabber clients take on. FCTD originates fix and flip loans between $150,000 and $10 million for numerous investment properties across the country. 

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