Idaho
Hard Money Loans

Why Choose First Capital Trust Deeds, Inc. for Hard Money Loans in Idaho?

We at First Capital have a deep understanding of hard money lending, having originated over 2,500 loans worth more than $2.5 billion since our inception in 2013. In 2022 alone, we originated 500+ loans for real estate investors across 23 states, with many of our borrowers returning to us for future projects. Our commitment to serving our clients' evolving needs has led us to provide the right loan for each unique project, whether it be a fix and flip, ground-up construction or even a loan for their primary residence.

As mortgage brokers, we offer distinct advantages over traditional hard money lenders, such as access to multiple sources of capital, including mortgage funds, family offices, and individual trust deed investors. This allows us to remain agile during market fluctuations, such as the COVID-related freeze in capital markets that halted funding for many conduit lenders. In response, we were able to shift our loans to alternative funding sources to keep projects moving forward for our clients.

While we recognize that our services may not always be the best fit for every borrower, we take pride in our resourcefulness and our ability to help clients obtain financing for their projects.